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Does ignoring aces change your insurance decision?

Ignoring Aces Sparks Casino Insurance Debate | Players Weigh In

By

John Harrington

Apr 16, 2025, 10:35 AM

Edited By

David Kim

2 minutes reading time

Visual representation of blackjack insurance strategy with Aces

A heated conversation erupted online about insurance strategies in blackjack, focusing on a scenario with a +4 count and a dealer showing an Ace. Players are questioning whether it's wise to take insurance when Aces seem irrelevant, creating a divide among strategies just as the countdown for a fresh deck ticks down.

Context of the Discussion

In a typical blackjack game scenario, the dealer reveals an Ace while the player's hand includes an A-7. With a count dropping from +4 to +2, some players wonder if this impacts the decision to take insurance. Key opinions highlight the significance of Aces in these decisions and whether they're worth considering.

Key Themes

  1. Insurance Value: Users are mixed about the value of insurance when the count is +2. Some argue it remains a +EV (expected value) decision while others firmly state it should not be taken.

  2. Counting Aces: A few players introduced the idea of side-counting Aces specifically for insurance decisions. This strategy, while debated, could influence player performance positively.

  3. Game Structure: Comments indicate confusion about whether the game is single, double, or multi-deck, which can impact insurance decisions significantly.

"In principle, if thereโ€™s exactly one deck left you should not take insurance," a user commented, underscoring the notion that strategy evolves based on conditions.

Community Insights

Arguments are strong on both sides:

  • "Taking insurance would still be +EV in this scenario," one player asserted, pushing for a more strategic perspective.

  • "However, you wouldnโ€™t have taken the insurance anyways with a +2 count," another noted, calling the original question moot.

Sentiment appears balanced but highlights a growing curiosity among players about advanced strategies tailored for particular game conditions.

Key Observations

  • โ—ป๏ธ Players continue to debate the impact of side-counting Aces on overall performance.

  • โ—ผ๏ธ Confusion remains around the exact structure of the game, affecting decision-making.

  • โš–๏ธ Opinions are split on the value of insurance, with no consensus reached so far.

The ongoing discourse around blackjack insurance highlights a complex relationship between player strategy and the influence of card counting. As the debate continues, players will likely refine their approaches in response to evolving game conditions. In this light, you have to ask: are players ready to adapt their strategies for improvement?