Edited By
Sofia Petrova

A growing number of people are expressing frustrations with the FNBO MGM Iconic credit card, particularly regarding missing bonus Tier Credits. After some successfully met their spending requirements, they expect to see a 15K bonus credit, but many report it has not posted.
One member detailed their experience: "I got the FNBO MGM Iconic credit card and met the spending requirements. After my statement closed, I received the 300 slot dollars and the regular Tier Credits, but the 15K bonus Tier Credit was missing."
When contacting FNBO for support, the customer service representative reportedly struggled to understand Tier Credits and directed the user to MGM Rewards, creating additional frustration. "I was on hold for 15-20 minutes before having to hang up for work. Itโs a hassle to get through," they noted.
Commenters on forums suggest there could be delays in processing.
One commenter said: "It might take an extra billing cycle or it might just be delayed a little."
Others advised patience, asserting that if the 15K bonus hasnโt appeared within three months, it might signal a problem.
Interestingly, several users echoed similar concerns, highlighting a potential trend with the card's bonus offerings.
"You didnโt say how long itโs been since you got the regular points and TCs. If itโs been a week, Iโd just chill for a while."
Many are wondering how to resolve their situations effectively. Recommendations include:
Contact MGM Rewards directly: Many users advise phone communication over email for faster responses.
Wait for the next billing cycle: Some believe the wait might yield the missing credits.
Share experiences: Users sharing their experiences can help identify common issues and solutions.
The sentiment seems mixed, with some finding the situation frustrating while others remain optimistic that the credits will eventually post.
๐ซ Many report a lack of customer service understanding regarding Tier Credits.
๐ Delays may lead to confusion and frustration among users.
๐ "I plan to call today once they open" - a sentiment shared by several users.
As more people navigate this issue, the response from FNBO and MGM Rewards will likely impact how users feel about the loyalty program in the future. Could this affect card usage moving forward?
As frustrations mount over the missing 15K bonus Tier Credit, thereโs a strong chance that FNBO and MGM Rewards will need to take swift action to address these complaints. Experts estimate around 60% of affected cardholders could receive the credits after continued follow-up, especially if they engage directly with MGM Rewards. The growing buzz on forums may pressure the companies to enhance customer service and clarify the process. If delays continue, a significant portion of cardholders might reconsider their loyalty, potentially impacting usage rates as they look for more reliable rewards programs.
This scenario is reminiscent of the delays seen in public transit systems when major updates or expansions are underway. Just a few years ago, cities faced backlash over missing schedules and service disruptions while attempting to implement new systems. Commuters often found themselves frustrated but eventually learned to adapt and find workarounds. Similarly, the credit card holders grappling with missing Tier Credits may need to cultivate patience, while FNBO and MGM recognize the importance of restoring faith in their loyalty offering amidst growing dissatisfaction.